The Medicare clock is ticking and this year’s changes mean you cannot afford to wait. ⏰😬 📌 Plan Terminations and Service Area Reductions If your plan leaves the area, Medicare pushes you to Original Medicare unless you act. That means losing benefits you rely on. 📌 PPOs Fading. HMOs Rising. PPOs are trimming perks and losing flexibility. HMOs are adding benefits and improving access. 😊 It is a complete shift for 2026. 📌 Why 64 Insurance Group Helps You Win the Race Against Time 🕒 We check

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